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A Global Financial Powerhouse
Presence in All Major Financial Centers



Shariah-Compliant Finance and Islamic Loans
Islamic Sharia Compliant Commercial Mortgage Financing

Worldwide Acceptance

 ••• The United OPEC Banks is Recognized As The World's Most Trusted Financial Conglomerate, And One Of The Most Admired Financial Institution.

For Over 200 Years, We Financed Countless Numbers of the World's Most Successful Companies According to Islamic Law (Which is Called Sharia) - Across The Americas, Asia, Africa, Australia and the Middle East.

- The United OPEC Banks Delivers Matchless and Award-Winning Financing Programs to Power Our Corporate Clients' Ambitions.

- Our Client's Success is a Direct Result of Our Presence Across Our Network in All Emerging Markets.

To Define What It Means:

We Combined Our Financial Strength and Our Unmatched Financing Programs (Offered in More Than 150 Countries and Territories;)

 ••• Enhanced Them By Our Legendary Guaranteed Lowest Interest Rates;

 ••• And Value Added By Two Centuries of Unbroken Commitment of Providing Capital to the Global Multi-Unit Home Builders and Commercial Real Estate Developers.

"Need Financing for Your Commercial, Residential or an Industrial Real Estate Development Project? We Have All You May Need - From Start to Finish"

Building What Matters - At the United OPEC Banks, we work as a builder, not just a global financial powerhouse, and we pride ourselves on delivering capital that meets the world's major multi-family home builders and commercial real estate developers' financial needs.

In addition to our unlimited resources, we offer expertise for essential and our long-lived & capital-intensive power to the global multi-unit housing construction and commercial real estate development sectors as two of the United OPEC Banks' core businesses.

Drawing on the United OPEC Banks' commitment to do whatever it takes to deliver capital for your sharia-compliant finance project, offering you the best financial solutions across all global markets, ready to provide you a full suite of innovative financing programs... Highlighted by our matchless record for performance, the unsurpassed knowledge across all areas of financing activity that complies with sharia (Islamic law) and its practical application through the development of Islamic economics (including banks and other lending institutions, raise capital in accordance with Sharia, or Islamic law - also the types of investments that are permissible under this form of law.), broad and unparalleled global reach, financial strength, and risk management.

For all these reasons, we can see the values in your sharia-compliant finance project where others don't, and meet your project's most challenging strategic and financial objectives with our traditional GUARANTEED LOWEST INTEREST RATES and unmatched financing programs.

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The Most Trusted Financial Institution in the World


Financial Center

Global Offices in More Than 170 Countries and Territories

A Global Financial Power-House

Photo Below: Architectural Artist Drawing of Gulf Jewel Plaza

Fully Financed By The United OPEC Banks

Gulf Jewel Plaza Will Offer:

 ••• Kuwait City's Largest First Luxury Shopping Mall;
 ••• Two High-Rise Residential Towers;
 ••• One Commercial Tower;
 ••• A Five-Star Resort with an Internationally Branded Spa;
 ••• A Marina to House Over 2,000 Boats (Largest in The Middle-East).

Like many other fine projects, the construction of The Gulf Jewel Plaza's
will be fully financed by the United OPEC Banks.


The Gulf Jewel Plaza's Construction Project
Construction Will Be Financed By The United OPEC Banks


 ••• The Market For Islamic Financial Products is Growing Fast

Shariah-Compliant Finance and Islamic Loans

The basis of United OPEC Banks' Islamic Projects Finance Division lies in the principles of the Sharia, or Islamic Law, which is taken from the Qur'an and from the example of Prophet Muhammad (peace be upon him). The Islamic form of finance is as old as the religion of Islam itself.

United OPEC Banks' Islamic Finance is according the fact that money itself has no intrinsic value.

As a matter of faith, a Muslim cannot lend money to, or receive money from someone and expect to benefit - interest (known as riba) is not allowed.

To make money from money is forbidden - wealth can only be generated through legitimate trade and investment in assets. Money must be used in a productive way.

Shariah-Approved Financing

United OPEC Banks' Islamic Projects Finance Division offers a wide range financing products and services that comply with Shariah principles.

Following the guidance of Islam is an important part of United OPEC Banks' everyday business, so we've made it an important part of every day financing.

To ensure that the products and services offered by United OPEC Banks' Islamic Projects Finance Division are and remain Sharia compliant, we have appointed a Sharia Supervisory Committee (SSC) which is a committee of scholars experienced in Islamic finance and Sharia law.


Types of Financing and Interest Rates:

 ••• All Types of Residential, Commercial, and Industrial Real Estate Development Projects (in Accordance with Sharia);
 ••• Lines of Credit and Bank Guarantees;
 ••• Our fixed-rate loans are only ¼% above LIBOR (London Interbank Offered Rate) for permanent financing of projects.
 ••• Our variable-rate financing is only ½% above the European Central Bank preferential interest rate.


Profit From Our Unmatched Financing Programs and GUARANTEED LOWEST INTEREST RATES

We offer Global Multi-Unit Home Builders and Commercial Real Estate Developers our unmatched financing programs, guaranteed lowest interest rates, unsurpassed capabilities, and unlimited resources - helping them to create competitive advantages.


  •• Highlights


  •• NO accrued interest until project is completed;
  •• NO hidden application, processing, or disbursement fees;
  •• NO principle payments due until project is completed;
  •• NO ownership or equity ownership by lenders;
  •• Interest-only basis during the developmental phase of your project;
  •• United OPEC Banks can accommodate large funding projects of any dollar value;
  •• Single source financing;
  •• Flexible payment terms;
  •• Up to 100% Financing;
  •• Financing from US$5 million up to NO LIMIT.


Apply For Financing from the Home Page

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Click Here to Apply for a Commercial Loan or Project Finance
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Construction, Multiple Housing, and Real Estate Projects Finance

Financing World's Major Commercial Property Construction, Multiple Housing, Real-Estate Development, Shopping Centers, Malls and Supermarkets, Real Estate Development, Hotel & Lodging, Manufactured Housing, Multifamily Homes Construction, Office Building, Shopping Centers, Department Store Projects, and Mortgage Loans from US$5,000,000 up to NO LIMIT Always Enhanced by our Traditional:

and Attractive Terms.

Another Major Construction Project
Being Financed By:
The United OPEC Banks


The Construction of Gulf Jewel Plaza Project
By: Kingdom Real Estate Company
The Salem Al-Mubarak Street, Salmiya, State of Kuwait

Gulf Jewel Plaza
Construction Project

Following the release of financing under review by the United OPEC Banks, the construction of the Gulf Jewel Plaza by: Kingdom Real Estate Company will start in the heart of Salmiya fashionable shopping area (The Salem Al-Mubarak Street, Salmiya, State of Kuwait).

Very close to Marina Boat Club and along the Seaside Road, the Gulf Jewel Plaza will have easy access to schools and shopping centers.

Facilities Will Include:

 ••• Private Sandy Beach;
 ••• Four Outdoor Swimming Pools, Including One Olympic Size Pool;
 ••• Landscaped Gardens;
 ••• Children Playground;
 ••• Fitness & Exercise Hall;
 ••• Underground Car Parking.

Fully Financed By:
The United OPEC Banks

Click Here For Full Financing Details

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